Why you should build credit

Establishing credit is one of the most important things you’ll ever do. Good credit is essential throughout your life, whether you want to buy a house or car, get insurance, or maybe even pay less of a deposit for utilities. Unfortunately, building credit without a credit history isn’t easy. 9 Benefits of Having a Good Credit Score

    • Low-Interest Rates on Credit Cards and Loans.
    • Better Chance for Credit Card and Loan Approval.
    • More Negotiating Power.
    • Get Approved for Higher Limits.
    • Easier Approval for Rental Houses and Apartments.
    • Better Car Insurance Rates.
    • Get a Cell Phone on Contract with No Security Deposit.
    • Avoid Security Deposits on Utilities
    Why is bad credit bad?
    Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
    What happens if my credit score is bad?
    Having a poor credit history or a low credit score can seriously impact you financially. One thing that can happen is you could be denied a line of credit. A low credit score indicates to lenders that you are a high-risk borrower and they may not be willing to lend you money.
    Is 650 a good credit score?
    Best Credit Cards If Your FICO Score Is Between 650 And 699. Credit scores (also known as FICO scores) of 650, 660, 670, 680, and 690 fall in the range of average to above average. On the higher end of this range, a FICO score of 675 or above can be considered “good.”

Office Charity Drive

Here are the steps

File your return
Once you file your completed tax return at Apple Valley Tax Service, you’ll receive free Send-A-Friend coupons.

Share with your co-workers
Share your coupons with your co-workers. The more you share the more you can earn. Come by our office for more coupons.

Money for Charity
Earn $50 for each of your coworkers who files their tax return with Apple Valley Tax Services* Your business will then be given a check for that amount raised that you can send in your business name to the charity you select.

Qualifying Referrals: To get your referral, They must complete their tax return with Apple Valley Tax Service and fund before referral will be available.

Setting up your account: Once you have filed and completed your tax return with Apple Valley Tax Service, We will enter your business into our program allowing us to text you when you have received a referral. One check will sent to your business by April 30, 2019. You can then use this check to send to your charity of choice.

Have Questions?

Referral program

Here are the steps

File your return
Once you file your completed tax return at Apple Valley Tax Service, you’ll receive free Send-A-Friend coupons.

Share with Friends
Share your coupons with your friends and family. The more you share the more you can earn. Come by our office for more coupons.

Get Paid
Earn $50 for each new customer who files their tax return with Apple Valley Tax Services*

Qualifying Referrals: To get paid, your referral can not have been a client of Apple Valley Tax Service for the last two tax seasons. They must complete their tax return with Apple Valley Tax Service and fund before referral checks will be available.

Setting up your account: Once you have filed and completed your tax return with Apple Valley Tax Service, We will enter you into our program allowing us to text you when you have received a referral check. Checks can be pick up on the 15th and the 30th of the month at our office at 18930 US Highway 18, Suite 107 Apple Valley, California 92307

*checks will not be mailed they must be picked

Have Questions?